An «Adjustment Refund» value will be added to the total credit memo (refund) amount.
An «Adjustment Refund» value should be non-negative:
The value can be in percents (it should ends with the percent sign in this case):
Take example your customer bought 2 chocolate each costing $5. However he/she wants to return one. In that case you have to return $5 which is correct mathematically (and this is what default magneto calculation shows you). But, you can change mind as business man, like
If you feel to giving return $6, write $1 in Adjustment Refund.
If you feel to give return $4, write $1 in Adjustment Fee.
Unable to generate Credit Memo in magento - Stack Overflow](Unable to generate Credit Memo in magento - Stack Overflow)